The Credit Bureau Association (CBA) is pleased to announce the appointment of our new executive manager, Alison Magrath.

“Alison is a stalwart of the credit information industry,” says Mike Reilly, chairperson of the CBA and southern African managing executive at Compuscan. “We welcome Alison to the CBA and look forward to working together.”

The CBA is a voluntary association that promotes fair and equitable services in the credit information space. It ensures the confidentiality, accuracy, relevancy, and proper use of data in accordance with international best practice.

Alison’s appointment is effective as of the 1st of June 2017. She has a wealth of applicable experience, both in the legal field and in the credit information sphere. Most recently, she has been running her own consultancy, Legalbizconsultants, working with the National Credit Regulator (NCR) in the role of the credit bureau compliance manager. Here she worked on a mid- and long-term strategy, drafting circulars and guidelines, and amending legislation with a view to protecting consumer credit information as managed by bureaus.

Prior to that, Alison worked at TransUnion Africa as the group risk executive (vice-president, legal & regulatory); in Dubai within the banking and finance department of a prominent law firm in the United Arab Emirates; and as group legal counsel for a southern African banking group; among other relevant positions. She was admitted as an advocate of the Supreme Court of South Africa in 1990.

The CBA’s mandate is to provide a framework for a sustainable and well-functioning credit information system. On the consumer-facing side, the CBA works to promote access to personal credit reports, and educate consumers on responsible credit use.

“Checking your report is a good way to assess the health of your credit use and management thereof. From your report you can see how specific credit accounts are affecting your credit score, and you can spot any potential identity fraud,” says Alison.

Persistent myths about credit reports continue to be an issue in South Africa. Both anecdotal and survey data shows that many people still believe that being “listed” by a credit bureau is a bad thing. In truth, anyone who uses credit has a credit profile, and this profile contains information on both “good” and “bad” credit management. This includes whether you pay your accounts on time, in full, partially or late. “We want to see the number of free reports issued going up consistently, because it is a sign that people are taking responsibility for their own credit situations,” added Alison.

For a list of all credit bureaus and their contact details, visit

Released by the Credit Bureau Association